Chinese names of several foreign financial institutions

The financial market is a market that requires high professionalism from participants. Some operations of foreign financial institutions are relatively authoritative, but due to some restrictions of domestic and foreign policies, entrepreneurs in the mainland will be more cautious when choosing. What are the characteristics of loans provided by international finance companies? International finance companies mainly provide loans to productive private enterprises of members; generally only provide loans to small and medium-sized enterprises; when providing funds, they often adopt a combination of loans and capital investment.

Chinese names of several foreign financial institutions

　　CFC Seymour Simon Investments

　　The SJ Seymour Group was founded in Lausanne, Switzerland in 1992. In 1997 , the Group separated its securities trading business from its growing asset management business. In the mid -1990s , the Group expanded into Asia with a far-reaching vision. In 2005 , the Group established CFC Seymour Limited to handle all securities trading. Today, the SJ Seymour Group has offices around the world.

　　NBF

　　National Bank Financial is a large Canadian investment bank that is 100% owned by the National Bank of Canada .

　　schneider foreign exchange

　　Schneider Foreign Exchange

It was incorporated in the UK 　　in the fourth quarter of 2006. Its client base includes stock market and AIM listed companies, SMEs, financial institutions, advisory firms, brokers and private clients.

Some well-known international financial holding companies

　　Q: Who knows some famous international financial holding companies ? Do you have any information about these companies ?

　　A: JPMorgan Chase Company Profile

　　Headquartered in New York, JPMorgan Chase serves more than 30 million consumers as well as corporate, institutional and government clients. With $ 793 billion in assets and operations in more than 50 countries, the company is a leader in investment banking, financial services, financial transaction processing, investment management, private banking and private equity.

　　JP Morgan Chase & Co is one of the world’s oldest and largest financial services groups. It was formed by the merger of Chase Bank, JP Morgan and Fleming Group in 2000 .

　　* Chase Manhattan was founded in 1799 by the Manhattan Company, which provided water to New York City. By 1922 , it became the nation’s leader in commercial and industrial lending and within six years became the largest bank in the United States.

　　*JP Morgan & Co. was originally founded in London as a British merchant bank by John Pierpont Morgan ‘s father. In the late 19th and early 20th centuries, the company played a major role in the initial establishment, structuring and financing of some well-known companies, including US Steel, General Electric and AT&T.

　　* Fleming Group is a global investment banking group based in London. Its Asian operations are all operated under the name of Jardine Fleming, while Jardine Fleming Securities is the first investment banking group in the region established in Hong Kong in 1970 by Fleming and Jardine Matheson.

　　The merged JPMorgan Chase mainly operates in two areas: one is to provide global wholesale financial services to enterprises, institutions and wealthy individuals under the name of JPMorgan Chase ; the other is to provide retail banking services to 30 million customers in the United States under the brand of ” Chase Bank ” . Its financial services include stock issuance, M&A consulting, bonds, private banking, asset management, risk management, private equity, fund management, etc.

　　JPMorgan Chase is one of the most profitable banks in the world, with more than $ 700 billion in assets and more than $ 630 billion in funds under management. The company has 772 sales staff worldwide , covering nearly 5,000 institutional investor clients ; equity research covers 5,238 listed companies, including 3,175 Asian companies. Since 1998 , stocks underwritten by JPMorgan Chase have performed outstandingly after listing, with an average increase of 17% in one week , 27% in one month , and 37% in three months. The company has more than 90,000 employees worldwide and provides services in major financial centers. JPMorgan Chase’s Asia-Pacific headquarters is located in Hong Kong, with 8,500 employees in 23 cities in 15 countries in the Asia-Pacific region. JPMorgan Chase ranks first in Asian stock and equity-related issuances since 1993. Since 1993 , the company has underwritten 88 stock transactions for Asian companies , raising more than $ 15 billion in funds.

　　About Sun Life Financial Group of Canada

　　Sun Life Canada was registered and established in 1865. Sun Life Financial Group Life Insurance Company is one of the largest insurance and asset management companies in the world today. The company has a long history. Founded in 1871 , Sun Life Canada has always been a leader in the financial services sector. Since 1998 , Sun Life has been listed in the Fortune Global 500 for three consecutive years . Sun Life Canada provides a wide range of savings, retirement, pension, life and health insurance products and services to individual and corporate customers around the world. Its main business covers Canada, the United States, the United Kingdom and the Asia-Pacific region. It has offices in more than 20 important markets around the world and is actively developing its business.

　　Sun Life Financial of Canada is a major international financial services organization, providing a variety of financial and protection products and services to individual and corporate customers. It currently develops business with its partners in many important markets around the world, including Canada, the United States, the United Kingdom, Hong Kong, the Philippines, Japan, Indonesia, India, China and Bermuda. As of December 31 , 2005 , the total assets managed by Sun Life Financial Group were 387 billion Canadian dollars ( about 2574 billion Hong Kong dollars ) .

　　Sun Life Financial is listed on the Toronto (TSX) , New York (NYSE) and Philippine (PSE) exchanges under the symbol ” SLF “.

Sun Life Financial has more than 2,300　　advisors and distribution partners in Hong Kong and approximately 420,000 customers .

　　Sun Life Financial of Canada is one of the largest insurance and asset management companies in the world today, and has always been a leader in the financial services sector. China Everbright Group is an important backbone enterprise under central management. In 2003 , the two companies jointly established Everbright Sun Life Insurance Company. The company adheres to the principles of honesty, integrity, customer-oriented, pursuit of excellence and value creation, and vigorously develops its business.

　　About Mizuho Financial Group

　　Mizuho Financial Group was formed on September 29 , 2000 by Dai-ichi Kangyo Bank, Fuji Bank and Industrial Bank of Japan. It was established in January 2003 with a capital of 1.5409 trillion yen , making it the largest financial group in the world. Before the merger of Mitsubishi Tokyo Financial Group and UFJ Financial Group ( Mitsubishi UFJ Financial Group ) , it was the largest financial group in Japan in terms of assets. The group has 1,200 employees, which is also the largest among Japanese financial holding companies in terms of staff size.

　　The group has four major financial institutions under its jurisdiction, including Mizuho Bank, Mizuho Corporate Bank and Mizuho Trust Bank, as well as Mizuho Securities.

　　Mizuho Bank is mainly engaged in personal banking business, but since Japan has already allowed mixed operations, it also acts as an agent for personal investment trusts, financial bonds and personal insurance business. Mizuho Corporate Bank operates corporate annuities, corporate business and syndicated loan business. Mizuho Trust Bank used to only be able to operate long-term financial business, but now it can also operate personal banking business and real estate business, such as land trusts, real estate sales intermediaries, real estate appraisals, residential sales services, etc.

　　In addition to traditional securities business, Mizuho Securities has also developed new businesses, such as the Japan Investment Environment Research Institute, investment fund management company, non-performing asset disposal company, energy service company, etc.

　　About Zurich Financial Services Group

　　Zurich Financial Services ( Zurich ), founded in 1872 and headquartered in Zurich, Switzerland, is the first multinational insurance company in Switzerland.

　　Zurich Financial Services Group is a financial services organization with insurance as its core business. Its global network of branches and offices covers North America, Europe, Asia Pacific, Latin America and other markets. Zurich Financial Services Group is one of the top 100 companies in Fortune Magazine’s Global 500. It ranked 63rd in the latest list published in 2006. Zurich Financial Services Group’s financial strength is based on a sound and focused business development strategy, and has been rated “A+” by Standard & Poor’s .

　　In 1998 , Zurich Group merged with British American Tobacco Financial Services to form Zurich Financial Services Group, which then successfully merged with British American Financial Services ( which included Eagle Star for property and casualty insurance and Allied Dunbar for life insurance ) and other internationally renowned financial services institutions in the United States , making the group even stronger and becoming one of the world’s top ten most famous financial and insurance groups.

　　Zurich Financial Services Group owns the following well-known brands and companies: United Dunbar, Eagle Star Group, Farmers Insurance Group, Zurich Group, Telenide, etc., with total assets of US$ 424 billion, premium income of 49 billion, 35 million customers, and 70,000 employees. Zurich Financial is a world-leading, internationally recognized global group engaged in financial insurance services. Its core businesses are non-life insurance, life insurance, reinsurance and asset management. Its business covers more than 50 countries and regions. With global strength, technology and understanding of local markets, the group has become one of the few truly global financial services groups in the world.

Are financial leasing companies considered financial institutions?

　　Finance refers to the circulation of monetary funds, which can be divided into direct finance and indirect finance. The difference between these two types of financing lies in whether there is a financial institution involved. If there is no financial institution, it is direct finance, and if there is, it is indirect finance. Financial institutions refer to intermediary organizations that specialize in monetary credit activities.

　　my country’s financial institutions can be divided into four categories according to their status and functions:

　　The first category is the central bank, namely the People’s Bank of China.

　　The second category is banks, including reform banks and commercial banks.

　　The third category is non-bank financial institutions, which mainly include state-owned and joint-stock insurance companies, urban credit cooperatives, securities companies, and financial companies.

　　The fourth category is foreign-funded, overseas Chinese-funded and Sino-foreign joint venture financial institutions established in China. The above financial institutions complement each other and form a complete financial institution system.

　　Bank-affiliated financial leasing companies are financial institutions and are regulated by the non-banking department of the China Banking Regulatory Commission (CBRC) .

　　Non-bank financial leasing companies are not financial institutions and are regulated by China’s Ministry of Commerce.

　　The simplest way to identify whether a financial leasing company is a financial institution is: the China Banking Regulatory Commission stipulates that financial leasing companies belonging to financial institutions must have the word ” financial leasing ” in their names , such as China Development Bank Financial Leasing Co., Ltd., Industrial and Commercial Bank of China Financial Leasing Co., Ltd., China Merchants Bank Financial Leasing Co., Ltd., and Minsheng Bank Financial Leasing Co., Ltd. There are many non-bank financial institutions, such as Far East Leasing and Global Leasing.